Federal Tax Calculators 2025-2026

Calculate your federal income tax, estimate take-home pay, and plan your taxes with our free IRS tax calculators. Updated with the latest 2025-2026 tax brackets, standard deductions, and FICA rates.

2025-26 Tax Year
7
Tax Brackets
$15,000
Std Deduction
10% - 37%
Tax Rate Range

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2

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2025-2026 Federal Tax Brackets

The IRS has updated tax brackets for the 2025-2026 tax year to account for inflation. Here are the seven federal income tax rates:

Tax Rate Single Filers Married Filing Jointly Head of Household
10% $0 - $11,925 $0 - $23,850 $0 - $17,000
12% $11,926 - $48,475 $23,851 - $96,950 $17,001 - $64,850
22% $48,476 - $103,350 $96,951 - $206,700 $64,851 - $103,350
24% $103,351 - $197,300 $206,701 - $394,600 $103,351 - $197,300
32% $197,301 - $250,525 $394,601 - $501,050 $197,301 - $250,500
35% $250,526 - $626,350 $501,051 - $751,600 $250,501 - $626,350
37% $626,351+ $751,601+ $626,351+

Standard Deduction 2025-2026

  • Single: $15,000
  • Married Filing Jointly: $30,000
  • Head of Household: $22,500

Frequently Asked Questions

Our federal tax calculators use the official IRS tax brackets, standard deductions, and FICA rates for the 2025-2026 tax year. They provide accurate estimates for most taxpayers. However, for complex situations involving itemized deductions, multiple income sources, or special credits, we recommend consulting a tax professional.

The federal income tax calculator estimates your total annual tax liability based on your income, filing status, and deductions. The take-home pay calculator shows your net paycheck after federal income tax, Social Security (6.2%), and Medicare (1.45%) withholdings are deducted from your gross pay.

The tax rates (10%, 12%, 22%, 24%, 32%, 35%, 37%) typically stay the same, but the income thresholds for each bracket are adjusted annually for inflation. The IRS announces these adjustments in October/November for the following tax year. Standard deductions are also adjusted for inflation each year.

FICA (Federal Insurance Contributions Act) includes Social Security tax (6.2%) and Medicare tax (1.45%), totaling 7.65% of your gross pay. These taxes fund Social Security retirement benefits and Medicare health insurance. Your employer matches this contribution, paying an additional 7.65%.

For self-employment income, use our dedicated Self-Employment Tax Calculator. Self-employed individuals pay both the employee and employer portions of FICA (15.3% total), plus regular federal income tax. You can deduct half of your self-employment tax when calculating adjusted gross income.

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Updated for 2025-2026

Latest IRS tax brackets, standard deductions, and FICA rates included.

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Educational Resources

Learn about tax brackets, deductions, and tax planning with our guides.

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